Make A Safe ‘2009′  =  "Don’t Drink & Drive"

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Home affordability is on the rise. In fact, it’s now at highest level in the past four years, according to a study and report from the National Association of Home Builders and Wells Fargo. That good news results from home price decreases in recent months and mortgage interest rates holding at historically low levels. These [...]

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Last minute notice: The loan limit for conforming-jumbo mortgages will be lower after this month (December). These are loans that are more than the normal conforming limit of $417,000 but lower than the higher conforming-jumbo limit allowed in certain counties where homes are particularly high priced.
The conforming-jumbo limit amount is different in each county depending [...]

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Posted in Pet Stories No Comments »

Nativity of Jesus
 
 
German painting, 1457
The Nativity of Jesus refers to the Christian belief that the Messiah was born to the Virgin Mary. The story of Christmas is based on the biblical accounts given in the Gospel of Matthew, namely Matthew 1:18-Matthew 2:12 and the Gospel of Luke, specifically Luke 1:26-Luke 2:40. According to these accounts, [...]

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1. The first instrument on which the carol "Silent Night" was played.
a. harp b. pipe organ c. guitar d. kazoo
2. In Guatemala, Christmas Day is celebrated:
a. January 6 b. December 25 c. October 31 d. never
3. Electric Christmas tree lights were first used in:
a. 1492 b. 1895 c. 1944 d. 1976
4. Good King Wenceslas was [...]

Posted in Fun Stuff - Cartoons, Trivia No Comments »

The number of house flippers is much smaller than it was a couple of years ago, but some determined investors are still active at the practice, and making money. The concept of buying bargain-priced residential properties and quickly reselling them at a profit was a huge segment of real estate market activity in the past. [...]

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The Hope for Homeowners program has been enhanced, making it easier for homeowners who are experiencing problems in making payments on their existing mortgage to qualify for needed FHA refinancing. The Department of Housing and Urban Development (HUD) announced changes to the program that will reduce the costs for consumers and lenders, and expand eligibility [...]

Posted in Lending, Real Estate No Comments »

    At least one in four baby boomer generation couples and individuals expect to move to a more age-appropriate home in their retirement years, according to a study by Opinion Research Corporation, commissioned by AARP. Most boomers say they would like to stay in their current home for as long as possible, but many feel [...]

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The proportion of applications for government-insured mortgages, as opposed to conventional loans, is on the rise, according to a report from the Mortgage Bankers Association. Of all mortgage applications taken during October, nearly 33 percent were for government-insured loans (primarily FHA mortgages). One year ago, the proportion was 10 percent. The lowest recorded share was [...]

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