December 15, 2007Fixed-rate mortgages are definitely the "loan of choice" by today’s homeowners seeking a refinance mortgage. About 85 percent of refinance mortgages in recent months have been fixed-rate loans, according to Freddie Mac, a major government-sponsored buyer of existing mortgages. Those applications include many homeowners who initially had a hybrid ARM (adjustable-rate mortgage).
"Mortgage rates on 30-year [...]
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