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New Year’s Eve Church Service     December 31-January 1
A special New Year’s Eve Church Service will extend out into the street in Logan Heights. With joy and singing, parishioners will give thanks to God for the past year and welcome in the New Year. At midnight, the service will be over and a festive celebration will [...]

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Calif. median home price - November 07: $488,640  
Calif. highest median home price by C.A.R. region November 07: Santa Barbara So. Coast $1,075,000 
Calif. lowest median home price by C.A.R. region November 07: High Desert $262,650 
Calif. First-time Buyer Affordability Index - Third Quarter 07: 24 percent
(Source: C.A.R.)
  
Mortgage rates - week ending 12/20: 30-yr. [...]

Posted in All Things San Diego, Lending, Local Business, Real Estate, Things of Interest No Comments »

Homebuilders are cutting prices and offering tempting incentives in efforts to reduce their inventory of completed homes. This is good news for home buyers, but bad news for other home sellers in the same area. Those lowered prices of new homes depreciate the value of all existing homes in that area, and make it even [...]

Posted in All Things San Diego, Helpful Hints, Lending, Local Business, Real Estate No Comments »

With mortgage interest rates remaining at historically low levels, and even declining recently, more mortgage applications are coming in from home buyers and those who want to refinance their existing mortgage. An increasing number of consumers are seeing today’s market conditions as a "window of opportunity" for applying for a mortgage that meets their current [...]

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One legislative action now working its way through Congress could potentially change the way mortgage bankers and brokers do business is a bill that has been introduced in Congress called "Mortgage Reform and Anti-Predatory Lending Act of 2007." The objective of the bill (H.R. 3915) is to minimize problems stemming from the current mortgage crisis [...]

Posted in All Things San Diego, Lending, Local Business, Real Estate, Things of Interest No Comments »

Merry Christmas
 
    

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Merry Christmas
 
  

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Mortgage closings can be confusing and inconsistent from company to company. The nation’s leading mortgage bankers group, title insurance and escrow associations have teamed up to structure a uniform set of mortgage closing instructions. Participating in the project are the Mortgage Bankers Association, American Land Title Association and American Escrow Association.
Their objective is to improve [...]

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Hmong New Year Celebration     December 22-24
The Hmong New Year is celebrated with a cultural event where household spirits are renewed, ancestral spirits honored, and blessings are given for a new year. The event will include a beauty pageant, talent shows, music, singing, dance performances, food, art, and sporting games. 9:00 am - 4:00 pm. Kearny [...]

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